Terms & Conditions

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Emre Ömer Yıldız and Aydın Türe ("Service Provider," "we," "us," or "our") governing your access to and use of the Cotidie mobile application ("Application" or "App"), available on Apple App Store and Google Play Store.

By downloading, installing, accessing, or using the Application, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not download, install, or use the Application.

We reserve the right to modify these Terms at any time. We will provide at least 30 days prior notice of material changes by:

• Posting the updated Terms within the Application,
• Sending a notification to the email address associated with your account, and
• Updating the "Last updated" date above.

Your continued use of the Application after the effective date of any changes constitutes your acceptance of the revised Terms. If you do not agree with the revised Terms, you must stop using the Application and delete your account.

2. Service Provider Information

3. Eligibility

The Application is intended for users who are at least 13 years of age. If you are under 13, you may not use the Application. Users under 13 are prohibited from creating an account or providing any personal data.

If you are between 13 and 18 years of age (or the age of majority in your jurisdiction), you may only use the Application with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms.

By using the Application, you represent and warrant that:

• You meet the eligibility requirements set forth in this section.
• If you are a parent or legal guardian granting permission, you accept these Terms on behalf of the minor and assume responsibility for the minor's use of the Application.

We reserve the right to request age verification at any time and to suspend or terminate accounts that do not meet the eligibility requirements.

4. Description of Service

Cotidie is a Freemium personal journaling application that allows users to:

• Create, edit, and manage personal journal entries
• Add photos and images to journal entries
• Use voice-to-text input via speech recognition
• Interact with AI-powered features including chat assistance, entry analysis, insights, and personalized recommendations
• Search and browse past journal entries
• Track personal achievements and streaks
• Export personal data in multiple formats
• Access premium features through optional paid subscriptions

5. Account Registration and Security

5.1 Account Creation

To access certain features, you must create an account by providing a valid email address and password. You agree to provide accurate, current, and complete information during registration.

5.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately at privacy.cotidie@outlook.com of any unauthorized use of your account.

5.3 Account Deletion

You may delete your account at any time directly from within the Application through the Profile/Settings menu. Upon account deletion, all associated data — including journal entries, profile information, achievements, search history, AI chat history, and uploaded images — will be permanently deleted from our servers. This action is irreversible.

6. Subscriptions and Payments

6.1 Freemium Model

The Application offers both free and premium features. Basic features are available at no cost. Premium features ("Cotidie Plus" or "Lumora Plus") require a paid subscription.

6.2 Subscription Plans

We offer the following subscription options:

• Monthly subscription — billed each month
• Annual subscription — billed once per year

Current pricing is displayed within the Application and on the respective app store product page before purchase.

6.3 Billing and Renewal

• All subscriptions are processed through Apple App Store (iOS) or Google Play Store (Android).
• Subscriptions automatically renew at the end of each billing period unless canceled at least 24 hours before the end of the current period.
• Your app store account will be charged for renewal within 24 hours prior to the end of the current period.
• Payment will be charged to the payment method associated with your Apple ID or Google Play account.

6.4 Free Trial

If a free trial is offered, it will be clearly stated at the time of purchase. If you do not cancel before the free trial ends, you will be automatically charged for the subscription. The trial period duration and post-trial pricing will be displayed before you confirm the trial.

6.5 Cancellation and Refunds

You may cancel your subscription at any time through your device's app store settings:

• iOS: Settings > [Your Name] > Subscriptions > Cotidie > Cancel Subscription
• Android: Google Play Store > Menu > Subscriptions > Cotidie > Cancel Subscription

Cancellation takes effect at the end of the current billing period; you will continue to have access to premium features until then.

Refund requests must be directed to Apple or Google, as applicable, in accordance with their refund policies. The Service Provider does not directly process refunds.

6.6 Price Changes

We reserve the right to change subscription pricing. Any price changes will be communicated at least 30 days in advance and will take effect at the start of the next billing period following adequate notice. You will have the opportunity to cancel before the new price applies.

7. Right of Withdrawal (Cayma Hakkı)

7.1 For Users in Turkey

In accordance with the Distance Contracts Regulation (Mesafeli Sözleşmeler Yönetmeliği) under Turkish Consumer Protection Law No. 6502, you have the right to withdraw from a distance contract within 14 (fourteen) days from the date of conclusion of the contract, without providing any reason and without incurring any penalty.

However, as the Application provides digital content and services that are performed instantly in an electronic environment:

• By starting to use premium features (including upon commencement of a free trial), you expressly acknowledge and agree that the performance of the digital service begins immediately, and
• You expressly waive your right of withdrawal for the period of service already rendered.

If you do not provide such express consent before the service begins, your 14-day withdrawal right remains intact.

7.2 For Users in the European Union / European Economic Area (EU/EEA)

Under the EU Consumer Rights Directive (Directive 2011/83/EU), you have the right to withdraw from a distance or off-premises contract within 14 days without giving any reason. The same conditions regarding digital content described in Section 7.1 apply.

7.3 Exercising Your Right of Withdrawal

To exercise your right of withdrawal, you must notify us by sending a clear statement to:

Email: privacy.cotidie@outlook.com
Address: İstasyon Mahallesi, 1440 Sokak, Bizim Mahalle Sitesi, 1. Etap, 2. Kısım, H Blok, Daire: 27, Küçükçekmece, İstanbul, Türkiye

If you exercise your right of withdrawal, we will refund all payments received from you within 14 days of receiving your withdrawal notice.

For subscriptions processed through Apple App Store or Google Play Store, refund requests must be submitted through the respective platform in accordance with their refund policies.

7.4 Withdrawal Form (Sample)

You may use the following text to exercise your withdrawal right:

8. Artificial Intelligence (AI) Features

8.1 AI-Powered Functionality

The Application incorporates Artificial Intelligence technologies, powered by Google's Gemini AI models, to provide the following features:

• AI Chat Companion: An interactive conversational assistant to help reflect on journal entries. Please note that you are interacting with an AI system, not a human.
• Entry Analysis: Automated analysis of journal entries including emotion detection and topic identification. This feature uses AI to infer emotional states from your text.
• Personalized Insights: AI-generated summaries, trends, and patterns based on your journaling activity
• Guided Writing: AI-generated prompts and suggestions to inspire writing
• Smart Search: Semantic search across your journal entries

8.2 AI Transparency Notice

In accordance with the EU AI Act (Regulation (EU) 2024/1689):

• AI Interaction Disclosure: When you use the AI Chat Companion feature, you are interacting with an artificial intelligence system, not a human being. All responses are generated by AI.
• Emotion Recognition Notice: The Entry Analysis feature uses AI to detect and analyze emotions expressed in your journal entries. You will be informed when emotion recognition is being performed.
• AI-Generated Content Labeling: Content generated by AI (such as insights, analysis results, and chat responses) is clearly identified as AI-generated within the Application.
• No High-Risk Use: The AI features in this Application are not used for any high-risk purposes as defined by the EU AI Act. They are provided solely for personal reflection and journaling enhancement.

8.3 AI Limitations

• AI features are provided for informational and personal reflection purposes only.
• The AI is not a substitute for professional advice, including but not limited to medical, psychological, therapeutic, financial, or legal advice.
• AI-generated content may not always be accurate, complete, or appropriate. You should exercise your own judgment when relying on AI outputs.
• We do not guarantee the availability, accuracy, or reliability of AI features at all times.
• AI responses may vary and are not deterministic — the same input may produce different outputs.

8.4 AI Data Processing

• Your journal content is processed by AI models to deliver the features described above. This processing occurs on secure servers.
• Your personal data is not used to train the underlying AI models.
• AI processing involves sending your content to Google's Gemini AI servers, which may be located outside your country of residence. See Section 17 (International Data Transfers) for more details.

For more details on how AI processes your data, please refer to our Privacy Policy.

8.5 Mental Health & Medical Disclaimer

CRITICAL NOTICE: The Application, including its AI features and emotion tracking, is not a medical device, therapeutic service, or substitute for professional mental health care.

• Content provided by the Application (including AI responses and insights) is for informational, educational, and personal self-reflection purposes only.
• It is not intended to diagnose, treat, cure, mitigate, or prevent any mental health, psychological, or medical conditions.
• We do not establish a doctor-patient, therapist-client, or any other professional healthcare relationship with you through your use of the Application.
• The emotion analysis feature provides approximate indicators and should not be considered a clinical assessment.

Emergency Situations: If you are experiencing a medical emergency, considering self-harm or suicide, or are in a crisis, DO NOT rely on this Application. Immediately contact:

• 🇹🇷 Turkey: 112 (Emergency), 182 (ALO Psikiyatri Hattı)
• 🇪🇺 EU: 112 (Emergency), 116 123 (Emotional Support)
• 🇺🇸 USA: 911 (Emergency), 988 (Suicide & Crisis Lifeline)
• 🇬🇧 UK: 999 (Emergency), 116 123 (Samaritans)

9. User Content

9.1 Ownership

You retain full ownership of all content you create through the Application, including journal entries, images, and any other user-generated content ("User Content").

9.2 License to Us

By using the Application, you grant us a limited, non-exclusive, non-transferable license to process, store, and display your User Content solely for the purpose of providing and improving the Application's services to you. We will not share, sell, or use your User Content for any other purpose without your explicit consent.

9.3 Responsibility

You are solely responsible for the content of your journal entries. You agree not to use the Application for any unlawful purpose or in violation of these Terms.

9.4 Limited Administrative Access

In limited circumstances, authorized personnel of the Service Provider may access user content, including journal entries, images, and related metadata, strictly for the following purposes:

• Investigating technical issues, bugs, or service errors
• Responding to user support requests
• Ensuring compliance with these Terms and applicable laws
• Preventing abuse, fraud, or security threats
• Maintaining, debugging, and improving the functionality and security of the Application

Such access is restricted to authorized personnel only and is performed in accordance with strict confidentiality obligations and applicable data protection laws, including KVKK (Turkey) and GDPR (EU).

We do not routinely monitor, review, or read user journal entries. Access to such content occurs only when necessary for the purposes described above and is limited to the minimum extent required.

All personnel with access to such data are bound by confidentiality obligations and internal data protection policies.

10. Acceptable Use

You agree not to:

• Use the Application for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to any part of the Application, its servers, or any connected systems
• Reverse engineer, decompile, disassemble, or attempt to extract the source code of the Application
• Modify, adapt, translate, or create derivative works of the Application
• Copy, reproduce, distribute, or publicly display any content from the Application without authorization
• Use the Application to harass, abuse, or harm others
• Transmit viruses, malware, or any other malicious code
• Interfere with or disrupt the integrity or performance of the Application
• Use the AI features to generate harmful, abusive, or misleading content
• Use automated systems or bots to access the Application
• Use the Application in a manner that could damage, disable, overburden, or impair the Application

11. Intellectual Property

All trademarks, copyrights, database rights, trade secrets, and other intellectual property rights related to the Application — including but not limited to the source code, design, layout, graphics, logos, icons, and AI models — remain the exclusive property of the Service Provider. These Terms do not grant you any rights to use the Service Provider's intellectual property except as expressly permitted.

12. Device Requirements and Connectivity

12.1 Internet Connection

Certain features of the Application require an active internet connection (Wi-Fi or mobile data). We are not responsible if the Application does not function at full capacity due to lack of internet access.

12.2 Data Charges

If you use the Application outside of a Wi-Fi area, your mobile network provider's terms and data charges apply. This includes roaming data charges if used outside of your home territory. You are responsible for all such charges.

12.3 Device Security

We strongly advise against jailbreaking (iOS) or rooting (Android) your device. Such modifications may compromise device security, expose it to malware, and may result in the Application not functioning correctly. We accept no liability for issues arising from modified devices.

12.4 Device Battery

You are responsible for ensuring your device remains charged. We are not responsible for any inability to access the Application due to a depleted battery.

13. Third-Party Services

The Application integrates with the following third-party services, each subject to their own terms and conditions:

We are not responsible for the practices of these third-party service providers. We encourage you to review their respective terms and policies.

14. Updates and Availability

14.1 Application Updates

We may release updates to the Application from time to time. You agree to accept updates when offered. Continued use of the Application may require installing the latest updates. We do not guarantee that the Application will always be updated to remain compatible with your device's operating system version.

14.2 Service Availability

We strive to maintain the availability of the Application but do not guarantee uninterrupted or error-free operation. We reserve the right to suspend or discontinue the Application, or any part thereof, at any time with reasonable notice where practicable.

15. Termination

15.1 By You

You may stop using the Application at any time and delete it from your device. You may also delete your account through the in-app settings.

15.2 By Us

We reserve the right to terminate or suspend your access to the Application, without prior notice, for conduct that we determine violates these Terms, is harmful to other users, or is otherwise objectionable.

15.3 Effect of Termination

Upon termination:

• All rights and licenses granted to you under these Terms will immediately cease.
• You must stop using the Application and delete it from your device.
• If you have an active subscription, cancellation of the subscription must still be performed through the respective app store to prevent future charges.
• Provisions of these Terms that by their nature should survive termination (including, but not limited to, intellectual property, disclaimers, limitations of liability, and governing law) shall continue in full force and effect.

16. Data Protection and Privacy

16.1 General

Your privacy is important to us. Our collection, use, and protection of your personal data is governed by our separate Privacy Policy, which forms an integral part of these Terms. By using the Application, you consent to the practices described in the Privacy Policy.

16.2 Turkey — KVKK (Kişisel Verilerin Korunması Kanunu, Law No. 6698)

For users in Turkey, the processing of personal data is conducted in accordance with the Turkish Personal Data Protection Law No. 6698 ("KVKK"). Under KVKK, you have the following rights:

• (a) To learn whether your personal data is being processed
• (b) To request information about the processing if your data has been processed
• (c) To learn the purpose of processing and whether your data is used in accordance with its intended purpose
• (d) To know the third parties to whom your personal data has been transferred, both domestically and abroad
• (e) To request rectification of your personal data if it is incomplete or inaccurate
• (f) To request the deletion or destruction of your personal data under the conditions set forth in Article 7 of KVKK
• (g) To request notification of the actions taken under (e) and (f) to third parties to whom your personal data has been transferred
• (h) To object to any outcome that arises against you as a result of the analysis of your processed data exclusively by automated systems
• (i) To claim compensation for damages arising from the unlawful processing of your personal data

Data Controller: Emre Ömer Yıldız & Aydın Türe (jointly)
Contact: privacy.cotidie@outlook.com

To exercise your KVKK rights, please send a written request to the email address above or to our physical address specified in Section 2.

16.3 European Union — GDPR (General Data Protection Regulation)

For users in the EU/EEA, personal data is processed in accordance with the General Data Protection Regulation (EU) 2016/679 ("GDPR"). Under GDPR, you have the following rights:

• Right to access your personal data
• Right to rectification of inaccurate data
• Right to erasure ("right to be forgotten")
• Right to restriction of processing
• Right to data portability
• Right to object to processing
• Right not to be subject to automated decision-making, including profiling
• Right to withdraw consent at any time (without affecting the lawfulness of processing based on consent before withdrawal)
• Right to lodge a complaint with a supervisory authority in your country of residence

16.4 United States — CCPA / CPRA (California)

For users in California, under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), you have the right to:

• Know what personal information is collected about you
• Request deletion of your personal information
• Opt out of the sale or sharing of your personal information
• Non-discrimination for exercising your privacy rights
• Correct inaccurate personal information
• Limit the use of sensitive personal information

We do not sell or share your personal information. We do not use your personal data for targeted advertising purposes.

17. International Data Transfers

Your personal data may be transferred to, stored in, and processed in countries other than your country of residence, specifically:

17.1 Transfer Safeguards

We ensure that such transfers are conducted with appropriate safeguards:

• For EU/EEA users: Transfers are based on Standard Contractual Clauses (SCCs) as approved by the European Commission, or adequacy decisions where applicable.
• For Turkish users (KVKK): Cross-border transfers are conducted in compliance with KVKK Article 9, based on the explicit consent of the data subject and/or the data protection measures implemented by the data processors in the destination country have been verified to meet adequate protection levels.

18. Disclaimers and Limitation of Liability

18.1 "AS IS" Basis

THE APPLICATION IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

18.2 No Warranty

We do not warrant that:

• The Application will meet your requirements
• The Application will be available at all times, uninterrupted, secure, or error-free
• The results obtained from using the Application (including AI-generated content) will be accurate or reliable
• Any errors in the Application will be corrected

18.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE SERVICE PROVIDER BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF THE SERVICE PROVIDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN JURISDICTIONS THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

For users in Turkey: Nothing in these Terms excludes or limits our liability in a manner that is prohibited by Turkish Consumer Protection Law No. 6502.

For users in the EU/EEA: Nothing in these Terms affects the mandatory consumer protection rights granted to you by the laws of your country of residence.

18.4 Third-Party Content

We rely on third-party services and AI providers to deliver certain features. We accept no liability for any loss, direct or indirect, that you experience as a result of relying entirely on these features or third-party content made available through the Application.

19. Indemnification

You agree to indemnify, defend, and hold harmless the Service Provider from any claim, demand, loss, liability, cost, or expense (including reasonable attorneys' fees) arising out of or related to your use of the Application, your violation of these Terms, or your violation of any rights of a third party.

This indemnification obligation shall not apply to the extent that the claim arises from the Service Provider's own negligence or willful misconduct.

20. Force Majeure

Neither party shall be liable for any failure or delay in performing its obligations under these Terms if such failure or delay results from circumstances beyond the reasonable control of that party, including but not limited to:

• Natural disasters (earthquakes, floods, storms)
• Epidemics or pandemics
• Wars, armed conflicts, terrorism, or civil unrest
• Government actions, sanctions, or embargoes
• Power outages or internet infrastructure failures
• Third-party service outages (including cloud providers and AI service providers)
• Cyberattacks or security breaches beyond reasonable prevention

The affected party will use reasonable efforts to mitigate the impact and resume performance as soon as practicable.

21. Governing Law and Dispute Resolution

21.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Turkey, without regard to conflict of law principles.

For EU/EEA consumers: If you are a consumer habitually residing in the EU/EEA, you shall additionally benefit from any mandatory provisions of the law of the country in which you reside. Nothing in these Terms affects your rights as a consumer to rely on such mandatory provisions.

21.2 Dispute Resolution for Turkish Users

For disputes arising under Turkish law:

• Consumer Arbitration Committees (Tüketici Hakem Heyeti): For disputes below the monetary threshold set annually by the Ministry of Trade, you may apply to consumer arbitration committees. As of 2026, disputes valued at up to 104,000 TL may be referred to İlçe Tüketici Hakem Heyetleri (District Consumer Arbitration Committees) and disputes valued between 104,000 TL and 156,000 TL may be referred to İl Tüketici Hakem Heyetleri (Provincial Consumer Arbitration Committees). These thresholds are updated annually.
• Consumer Courts (Tüketici Mahkemeleri): For disputes exceeding the above thresholds, or for appeals, you may apply to Consumer Courts.
• Online Dispute Resolution: You may also use the Turkish Ministry of Trade's Online Dispute Resolution platform at tuketici.ticaret.gov.tr.

21.3 Dispute Resolution for EU/EEA Users

For EU/EEA consumers, you may submit a complaint to the Online Dispute Resolution (ODR) platform of the European Commission at ec.europa.eu/consumers/odr.

21.4 General Dispute Resolution

Any disputes not resolved through the mechanisms described above shall first be attempted to be resolved through good-faith negotiation. If no resolution is reached within 30 days, the dispute shall be submitted to the competent courts located in Istanbul, Turkey.

22. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

23. Waiver

The failure of the Service Provider to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. A waiver of any term shall not be deemed a further or continuing waiver of such term or any other term.

24. Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.

25. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and the Service Provider regarding the Application and supersede all prior agreements, understandings, and communications, whether written or oral.

26. Language

These Terms are drafted in English. If a Turkish translation is provided, the Turkish version shall prevail in the event of any inconsistency for users located in Turkey. For all other users, the English version shall prevail.

27. Apple and Google Platform-Specific Terms

27.1 Apple App Store

If you downloaded the Application from the Apple App Store, the following additional terms apply:

• These Terms are between you and the Service Provider only, and not with Apple Inc. ("Apple").
• Apple has no obligation to furnish any maintenance and support services with respect to the Application.
• Apple is not responsible for addressing any claims relating to the Application, including but not limited to product liability claims, any claim that the Application fails to conform to any applicable legal or regulatory requirement, or claims arising under consumer protection legislation.
• In the event of any failure of the Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the Application. To the maximum extent permitted by applicable law, Apple has no other warranty obligation with respect to the Application.
• Apple is not responsible for the investigation, defense, settlement, or discharge of any third-party intellectual property infringement claim.
• Apple and its subsidiaries are third-party beneficiaries of these Terms. Upon your acceptance of these Terms, Apple will have the right to enforce these Terms against you as a third-party beneficiary.
• You must comply with applicable third-party terms of agreement when using the Application (e.g., your wireless data service agreement).

27.2 Google Play Store

If you downloaded the Application from the Google Play Store, the following additional terms apply:

• These Terms are between you and the Service Provider only, and not with Google LLC ("Google").
• Your use of the Application is also subject to the Google Play Terms of Service.
• Google is not responsible for the Application and has no obligation to provide support, maintenance, warranty, or any claim handling related to the Application.

28. Contact Us

If you have any questions, concerns, complaints, or suggestions about these Terms and Conditions, please contact us at:

Email: privacy.cotidie@outlook.com
Phone: +90 533 031 60 35
Address: İstasyon Mahallesi, 1440 Sokak, Bizim Mahalle Sitesi, 1. Etap, 2. Kısım, H Blok, Daire: 27, Küçükçekmece, İstanbul, Türkiye

For privacy and data protection related inquiries, please specify "Data Protection Request" or "KVKK Talebi" in your email subject line.

These Terms and Conditions are effective as of 2026-03-08.

© 2026 Emre Ömer Yıldız & Aydın Türe. All rights reserved.